I started seeing a single mom from different state I met on a dating site. We had a good weekend together where I visited her place and met her kids.
after I went home to my state, she then suggested that when I visit her again, I should stay with her instead of booking a hotel, and the money I'd save could help with her kids' expenses. I expected this type of conversation with money or something because seems desperate aka relationship.

She seems financially stretched, and i thought of edging towards transaction relation with her or like a sugar baby/sugar daddy dynamic, though it's not explicitly stated. I don't know, but it feels like she's into the relationship for financial reasons.

I'm attracted to her for the fun factor, not looking for a relationship. However, she keeps bringing up relationship stuff, as i feels she's very desperate and seemed a bit fishy. today she bring up the deal, the cost of the hotel would cover whatever days I'd sleep with her, but I'm not sure if I should ask her about this directly or tell her straight out.

I'm not interested in spending money aimlessly, but if it means more time with her in a fun context, I'm willing to consider it. Still, I'm cautious about setting expectations where my financial help is seen as a transaction for intimacy or time together.

I'm looking for advice from those who have experience with these scenarios or dating single moms under potentially transactional circumstances...should i run, hang around for fun or ask/tell her straight out?